Welcome to By Design Wealth Management! Our approach to wealth management is about much more than money. We all know money doesn’t buy happiness. What it does buy is options. Choices. Freedoms. We view financial success not as its own goal, but as the means to pursue what is most meaningful to you. 

With every consultation, recommendation, and step in your plan, we work together to keep you on your chosen course, ensuring each aspect of your financial life is connected and working together smoothly: investments, income, insurance, and taxes.

By Design Wealth Management was founded by me, Ellen K Cotter, MBA, EA, CFP®. This practice is dedicated to helping people like you to take control of your finances, build lasting wealth, and pursue the opportunity of financial independence. I understand that finances can seem complicated at times and the coordination of all the moving parts, overwhelming, that’s where I come in. I’m passionate about connecting the dots, helping you to achieve independence while ensuring that your financial and life goals align.